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Can You Get a Health Insurance Exemption? =If you don’t want to pay a penalty tax, you’ll either have to have health insurance after December 31, 2013, or you’ll have to get a health insurance exemption. One of the provisions of the Affordable Care Act, the individual mandate, penalizes people who go without health insurance by making...

When is the best time to buy life insurance? - One of the more frequent questions surrounding life insurance is ‘When is the best time to buy?’ As a fee-only financial advisor, I no longer sell life insurance but was previously licensed to sell life insurance in all fifty states....

Even though I’m a fee-only financial advisor who doesn’t benefit either directly or indirectly from my clients purchasing any type of insurance, I’m a big advocate of purchasing life insurance on your children. I’m also disturbed about the amount of bias and inaccurate...

Higher-Cost Obamacare Plans Don't Guarantee More Choice The number of in-network hospitals on health plans in California is often unrelated to monthly premiums. ------------------------------------------------------------------------------------------------------------ A...